This home loan calculator helps you estimate your monthly payments and assess what you can afford before buying a property.
By changing the property price, down payment, interest rate, and loan term, you can see how each factor impacts your repayment amount and total borrowing cost.
Use it to compare different loan options, plan your budget, stress-test your finances and prepare for unexpected expenses to make a more informed property purchase decision.
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Financial tools
Check Your Monthly Mortgage Instalments
Estimate your monthly instalment and see how much of each payment goes to principal versus interest over the life of the loan.
Monthly instalment
$0/mo
Where your payments go, year by year
Each row is one year of payments. As the loan matures, more of every instalment chips away at the principal.
This calculator provides estimates for illustration only and does not constitute a loan offer or financial advice. Check with your lender the actual instalments, rates and eligibility.