Singapore Stamp Duty Calculator: BSD & ABSD

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Stamp Duty Calculator

Calculate your Buyer's Stamp Duty (BSD) and Additional Buyer's Stamp Duty (ABSD) for residential property purchases in Singapore. Your total stamp duty depends on the purchase price, your residency status, and the number of residential properties you already own.

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When purchasing residential property in Singapore - whether an HDB flat, Executive Condominium (EC), or private property - your total cash outlay extends beyond the purchase price. Buyer’s Stamp Duty (BSD) and Additional Buyer’s Stamp Duty (ABSD) represent major upfront costs that must be settled in cash or CPF within 14 days of signing the Option to Purchase (OTP).

 

How to Use This Stamp Duty Calculator

  • Select Buyer Profile: Indicate whether you are buying individually or jointly.
  • Choose Residency Status: Select Singapore Citizen (SC), Permanent Resident (PR), Foreigner, or Entity/Trust.
  • Declare Property Ownership: Select the number of residential properties currently owned under each buyer’s name.
  • Enter Valuation / Purchase Price: Input the agreed purchase price or estimated market valuation (whichever is higher).
  • Calculate: Click Calculate Stamp Duty to get an immediate breakdown of your BSD and ABSD liabilities.

More information can be found at: How to Calculate Singapore Property Stamp Duties BSD, ABSD And SSD?

 

Understanding Your Calculation Results

  • Buyer’s Stamp Duty (BSD): Calculated on a progressive scale ranging from 1% to 6% based on property value.
  • Additional Buyer's Stamp Duty (ABSD): Determined by residency status and the number of residential properties owned at the time of execution.
  • Total Upfront Tax: The combined sum of BSD and ABSD required to stamp your document.

 

Stamp Duty FAQ

When must stamp duty be paid?

Stamp duties must be paid within 14 days of signing the Option to Purchase (OTP) or Sale & Purchase (S&P) agreement if executed in Singapore (30 days if executed overseas).

 

Can I pay BSD and ABSD using my CPF Ordinary Account (OA)?

Yes, CPF OA funds can be used. However, for resale properties or immediate stamping, you may need to pay cash upfront and claim a reimbursement from CPF subsequently.

 

Need a Detailed Breakdown of Rates & Remission Rules?

Looking for the full progressive BSD rate tables, ABSD remission criteria for married couples, or Seller's Stamp Duty (SSD) guidelines? Read our complete guide: How to Calculate Singapore Property Stamp Duties (BSD, ABSD, and SSD).

 

Other Useful Financial Calculators

Besides the Amortisation Calculator, explore the following suite of home financing calculators to help you assess your budget and affordability:

 

Property Resources & Guides

Meanwhile, below are some property resources and guides to help you navigate Singapore's residential property market: